Car Insurance Claim Dispute Letter [Sample]

Learn how to write a car insurance claim dispute letter. Use our sample car insurance claim dispute letter as a template for your claim dispute letter.

Sample Car Insurance Claim Dispute Letter

Your Name
Your Address
City, State, Zip Code


Name of Insurance Adjuster
Name of Insurance Company
Address of Insurance Company
City, State, Zip Code

RE: Dispute of claim [NUMBER] resolution for customer [ID NUMBER] or policy [NUMBER]

Dear [Name of Adjuster]:

This letter is to inform you that I plan to dispute your decision on my claim number [NUMBER] for the collision I had with a van on [DATE] that rear-ended me at a stop light on the corner of [STREETS]. The no-fault claim was filed on [DATE] with claim number [NUMBER].

I was not injured in the accident, but my car is small, and the back was smashed in by the van. 

The amount suggested by you does not cover the cost of repairing my car. My policy covers up to [$10,000] in no-fault liability damage, and, as you can see, the cost of repairing my car is well below that.

I have enclosed three independent estimates for repairing my car and they are all higher than the amount you offered. I would accept the amount of any one of these estimates.

This is not a complicated case. Please respond favorably by [DATE]. If I do not hear from you, I’ll file a complaint against you with the [STATE] Consumer Protection Agency. I can be reached at [555-123-4567] or at [].


Your Signature
Your Name Printed
List of Enclosures:
Three car repair estimates
Photos of the accident
Documentation of the insurance claim