Credit Repair

Credit repair is the process of improving a poor credit score by addressing or removing negative items that could be listed on your reports inaccurately.

Writing a Debt Validation Letter for Debt Collectors [with Sample]

If a debt collector, who is not the original creditor, contacts a consumer about an unpaid debt, the best option for the consumer is to send a debt validation letter to the debt collector.  According to the Fair Debt Collection Practices Act (FDCPA), a consumer has the right to question the validity of the debt as well …

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Writing a Credit Inquiry Removal Letter [with Sample]

Understanding Soft Vs Hard Credit Inquiries How To Remove Hard Inquiries From Your Credit Report [Step By Step] How To Remove Bankruptcies From Credit Report Credit inquiries are the way businesses determine a person’s credit worthiness. There are two types of credit inquiries.  A hard inquiry occurs when potential lenders check the credit history of a person …

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Writing an Insolvency Letter to Creditors [with Sample]

DEBT COLLECTIONS MISTAKES THAT CAN HELP YOU WIN Unfortunately, many people die while they’re still in debt. However, death doesn’t automatically eradicate all financial obligations just because someone dies.  Creditors often approach those individuals who are associated with the estate of the deceased in order to collect payment. specific relationship Depending on their specific relationship with …

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Writing a Debt Forgiveness Request Letter (Free Samples)

Trending How Credit Card Debt Forgiveness Works Free Debt Forgiveness Request Letter (Sample) Debt Settlement Letters And How To Document Your Agreements  Asking for forgiveness of a debt is one way to handle financial difficulties. A debt forgiveness request letter is generally associated with home mortgages that are higher than the worth of the property.  The homeowner needs to reduce his …

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