Collection Agency Cease and Desist Letter Templates

Looking for templates to stop collection agencies from contacting you? Check out our collection agency cease and desist letter templates to put an end to the communication.

Template 1: Simple Cease and Desist Letter





[Your Name]
[Your Address]
[City, State ZIP Code]
[Date]

[Collection Agency Name]
[Address]
[City, State ZIP Code]

Re: Cease and Desist

Dear Sir/Madam,

I am writing to demand that you cease and desist all communication with me regarding the alleged debt in question. Pursuant to the Fair Debt Collection Practices Act (FDCPA), I have the right to request that you cease all communication with me.

Please note that I dispute the validity of the alleged debt and have previously requested that you provide evidence of its legitimacy. However, I have not received any response from you regarding my request.

Therefore, I am requesting that you cease all communication with me and any other parties associated with me.

Thank you for your cooperation.

Sincerely,

[Your Name]

Template 2: Cease and Desist Letter with Dispute

[Your Name]
[Your Address]
[City, State ZIP Code]
[Date]

[Collection Agency Name]
[Address]
[City, State ZIP Code]

Re: Cease and Desist

Dear Sir/Madam,

I am writing this letter to demand that you cease and desist all communication with me regarding the alleged debt in question. Pursuant to the Fair Debt Collection Practices Act (FDCPA), I have the right to request that you cease all communication with me.

Please note that I dispute the validity of the alleged debt and have previously requested that you provide evidence of its legitimacy. However, I have not received any response from you regarding my request.

Therefore, I am requesting that you cease all communication with me and any other parties associated with me until you can provide me with the requested evidence of the alleged debt’s legitimacy.

Thank you for your cooperation.

Sincerely,

[Your Name]

Template 2: Formal Cease and Desist Letter

[Your Name]
[Your Address]
[City, State ZIP Code]
[Date]

[Collection Agency Name]
[Address]
[City, State ZIP Code]

Re: Cease and Desist

Dear Sir/Madam,

I am writing this letter to formally request that you cease and desist all communication with me regarding the alleged debt in question. I demand that you immediately stop contacting me via phone, email, or mail regarding the matter.

I have previously disputed the validity of the alleged debt and have requested that you provide evidence of its legitimacy. However, to date, I have not received any response from you regarding my request.

Therefore, I am requesting that you cease all communication with me and any other parties associated with me. Pursuant to the Fair Debt Collection Practices Act (FDCPA), I am well aware that I have the right to request that you cease all communication with me and any other parties associated with me.

Please be advised that any further communication from you or your agency regarding the alleged debt will be considered a violation of the FDCPA, and I will take legal action accordingly.

Thank you for your cooperation.

Sincerely,

[Your Name]

Frequently Asked Questions (FAQs)

Q: What is a collection agency cease and desist letter? 

Answer: A collection agency cease and desist letter is a written request that you send to a debt collector, asking them to stop contacting you regarding a specific debt. 

This letter is meant to put an end to any phone calls, emails, or letters from the collection agency about the debt in question.

Q: When should I send a cease and desist letter to a collection agency? 

Answer: You may want to send a cease and desist letter to a collection agency if you believe that they are harassing you or if you dispute the validity of the debt they are attempting to collect. The letter should be sent as soon as possible after the collection agency begins contacting you.

Q: What should be included in a collection agency cease and desist letter? 

Answer: A collection agency cease and desist letter should include your name and address, the name and address of the collection agency, a clear statement that you are requesting that they cease all communication with you regarding the debt in question, and a reminder that you have the right to dispute the debt. 

You may also want to include any relevant account numbers or reference numbers associated with the debt.

Q: Is it important to send a cease and desist letter via certified mail? 

Answer: Yes, it is highly recommended that you send a collection agency cease and desist letter via certified mail with return receipt requested. This will provide you with proof that the letter was received by the collection agency.

Q: What happens if a collection agency ignores my cease and desist letter? 

Answer: If a collection agency ignores your cease and desist letter and continues to contact you about the debt in question, they may be in violation of the Fair Debt Collection Practices Act (FDCPA). 

You should document all communication from the collection agency and consider speaking with an attorney who specializes in debt collection cases.

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