Simplify Account Closure: Free Credit Card Letter Template

Writing a credit card account closure letter is important to formally request the closure of the credit card account. This letter serves as a record of the request and can help to prevent any unauthorized charges on the account. 

It can also help to ensure that the credit card company closes the account promptly and without any issues.

How to Write a Credit Card Account Closure Letter 

When writing a credit card account closure letter, it is important to include specific information to ensure that the closure request is processed properly. 

Here are the steps to follow when writing a credit card account closure letter:

Step 1: Gather Information 

Gather all relevant information related to the credit card account, including the account number, the name of the account holder, and the current balance owed.

Step 2: Format the Letter 

Format the letter like a formal business letter, with your name and contact information at the top, followed by the date and the recipient’s name and contact information.

Step 3: State the Purpose of the Letter 

Begin the letter by stating the purpose of the letter, which is to request the closure of the credit card account.

Step 4: Provide the Account Information 

Include the account information, such as the account number and the name of the account holder.

Step 5: Request Account Closure

Request that the credit card account be closed and that no further charges be made to the account.

Step 6: Provide Payment Information 

Include payment information, such as the payment method and the payment amount, if there is a remaining balance owed on the account.

Step 7: Provide Contact Information 

Include your contact information, such as your name, phone number, and mailing address, in case the credit card company needs to contact you for additional information.

Step 8: Sign and Date the Letter 

Sign and date the letter to indicate that you are the authorized person to request the closure of the account.

Credit Card Account Closure Letter Sample

[Your Name]
[Your Address]
[City, State ZIP Code]
[Your Phone Number]
[Your Email Address]

[Credit Card Company Name]
[City, State ZIP Code]

To Whom It May Concern,

I am writing to request the closure of my credit card account, account number [Account Number]. Please close the account immediately and cease any further charges to the account.

If there is a remaining balance owed on the account, please let me know the amount and the payment method to be used to pay off the balance.

Please send a written confirmation of the account closure to the following address:

[Your Mailing Address]

Please contact me at [Your Phone Number] or [Your Email Address] if you require any additional information.

Thank you for your assistance in this matter.


[Your Signature]
[Your Name]

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