Forbearance Letter for Student Loans [Sample]

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Learn how to write a forbearance letter for student loans. Use our sample forbearance letter for student loans as a template for your forbearance letter.

Sample forbearance letter for student loans

[Your Name]
[Your Address]
[City, State, Zip Code]


[Name of Loan Officer]
[Name of Lending Institution]
[Address of Lending Institution]
[City, State, Zip Code]

RE: Formal request for forbearance for student loan number [NUMBER]

Dear [Name of Loan Officer]:

This letter is a formal request for [12 months] forbearance for my student loan. The regular payment is [$250 per month], and I am requesting to pay one quarter of that amount. I have read your rules for granting forbearance, and believe my situation fits under financial difficulty. 

My father was making the payments until he died last month. I will be able to continue making the regular payments as soon as I get a suitable job. 

Since I graduate with honors in three months on [DATE], I hope to have a job as a [biology teacher] in [September] of this year. 

I will be able to continue the regular payments by the end of the year on [DATE]. I understand the interest will accrue, and I plan to pay it at that time. I have included a copy of the death certificate of my father. 

I hope to receive a positive response from you as soon as possible because I am not in a financial position to continue to make the payments for much longer. 

I can be reached at [Phone Number] or [Email Address] if you have any questions or need any more information. 

Thank you for considering my request.


[Your Signature]
[Your Printed Name]
Enclosed: [death certificate of father]