Free Debt Negotiation Letter [Sample]

Sample Debt Negotiation Letter

Janice Carroll
89 Cincinnati Lane
Arthurdale, WV 26520


Gold City Credit Card
2800 San Diego Parkway
San Diego, CA 92120

Watercolor painting woman typing on a sleek black laptop

Subject: Past Due Credit Card Account

Dear Sir or Madam,

I am writing to you about my [Gold City MasterCard] with account number [5189-0987-4567-3409-1290]. As you can see by reviewing your records, this account has falling seriously delinquent. 

It is my intent to set up an arrangement to pay the past due and make this account current. I want to continue to be a [Gold City MasterCard] holder and desire to bring my account to a good standing.

Currently my account is four months past due. I was in a car accident in December of last year and this caused me to be off work for more than 6 months.

This caused a severe financial deficit in our family budget. However, I have returned to work and am anxious to resolve this matter.

Please contact me as soon as possible to work out a repayment plan. I appreciate your patience and understanding in this matter. I can be reached anytime on my cell phone at [555-908-1239].


Janice Carroll

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