Free Sample: Gap Insurance Cancellation Letter

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If you’ve purchased gap insurance for your car, but you’ve decided that you no longer need it or you’ve found a better alternative, it’s important to cancel your policy. 

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Writing a gap insurance cancellation letter is a simple and straightforward process that can help you avoid unnecessary fees and charges. Here’s a step-by-step guide on how to write a gap insurance cancellation letter.

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Step 1: Review Your Gap Insurance Policy 

Before writing your cancellation letter, you’ll need to review your gap insurance policy to understand the terms and conditions of the policy, including any cancellation clauses, fees, and deadlines. 

Make sure you understand the consequences of canceling your policy, such as any prorated refunds or cancellation fees.

Step 2: Find the Appropriate 

Address You’ll need to find the address of the gap insurance provider or the company that issued your policy. This information can usually be found on your policy documentation, or you can contact your insurance provider for assistance.

Step 3: Write the Letter 

Your gap insurance cancellation letter should include the following information:

  • Your name and contact information, including your address and phone number.
  • Your policy number and the date the policy was issued.
  • A statement indicating that you wish to cancel your gap insurance policy, along with the reason for cancellation (if applicable).
  • The effective date of cancellation.
  • A request for confirmation of the cancellation and any refunds or credits that you may be entitled to.

Here’s a sample letter you can use as a template:

Template: Gap Insurance Cancellation Letter

[Your Name]
[Your Address]
[City, State ZIP Code]
[Phone Number]
[Policy Number]

[Gap Insurance Provider Name]
[City, State ZIP Code]

Dear Sir/Madam,

I am writing to request the cancellation of my gap insurance policy [policy number], which was issued on [date]. I have decided that I no longer need this policy, and I am requesting that it be canceled effective immediately.

Please confirm in writing that my policy has been canceled and that any refunds or credits that I am entitled to will be processed. I would also like to know if there are any cancellation fees associated with this request.

Thank you for your assistance in this matter.


[Your Name]

Step 4: Send the Letter

Once you’ve written your gap insurance cancellation letter, make sure to sign and date it before sending it to your gap insurance provider. You can send the letter via email or mail, depending on the preferred method of communication of your insurance provider. Make sure to keep a copy of the letter for your records.


In conclusion, writing a gap insurance cancellation letter is a simple process that can help you avoid unnecessary charges and fees. Make sure to review your policy before writing the letter, include all the necessary information, and send it to the appropriate address.

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