Free Hard Credit Inquiry Removal Letter [Sample]

Learn how to write a hard credit inquiry removal letter. Use our sample hard credit inquiry removal letter as a template for your removal letter.

Hard Credit Inquiry Removal Letter Sample

Jay Smith 
123 Oak Street 
Camden, NJ 12345
123-45-6789

May 18, 2021

TransUnion
P. O. Box 122 
New York City, NY 20009

RE: Hard Credit Inquiry Removal Request

Dear (Name of the Recipient or Sir or Madam):

I am writing to request several credit inquiries that were unauthorized be removed from my credit report. On April 18, 2021, I received a copy of my credit report and became aware of five inquiries that I did not authorize. They are as follows:

1. Name of the Inquiring Company
2. Name of the Inquiring Company
3. Name of the Inquiring Company
4. Name of the Inquiring Company
5. Name of the Inquiring Company

Each company has received a letter sent by certified mail stating that the inquiries were not authorized, and I have requested them to be stopped. In addition, I have asked for their removal from my credit report. 

In keeping with the Fair Credit Reporting Act, I am asking that my claim is investigated and any and all unauthorized inquiries removed from my credit report. I would appreciate a copy of my credit report once the inaccuracies are removed. 

Thank you for your consideration in this matter. Should you need to contact me, my email address is jaysmith@email.com and my telephone number is (555) 333-4455. 

Sincerely,

Signature
Jay Smith 
List of All Enclosures

Related Posts

How to Remove a Bankruptcy from Your Credit Report
While it will be seven to 10 years before the bankruptcy event is removed from a credit report, this does not mean that credit scores will be low for this period of time.
How to Write a Credit Card Settlement Offer Letter
I am writing about an account that is in collection with your company. The account number on my statement is [189478593].
How to Settle Credit Card Debt on Your Own
Keep in mind that with credit cards, much of the debt incurred is in the form of interest. Once an account is in collections, both the merchant and the credit card company have been paid.