Writing an Home Insurance Cancellation Letter [with Samples]

If you are dissatisfied with your existing home insurance provider or have discovered a lower cost with another company, you must cancel your current policy by completing a Homeowners Insurance Cancellation Letter. The date you plan to cancel the coverage will be confirmed in this letter. Homeowners have the option to cancel their insurance policy at any moment during the term of the contract.

Sample 1 - Home Insurance Cancellation Letter

DATE

Name on Policy
Address of Policy Holder
City, State, Zip

XYZ Insurance Company
Address of Company
City, State, Zip

ATT: Cancellations

RE: Home Insurance Policy #

Please consider this letter as a formal request to cancel the referenced home insurance policy. Please stop all debits or charges for premium payments. The effective date of policy cancellation is [DATE].

Please send a written confirmation letter to me within 30 days after the cancellation takes effect. Please refund any and all unused portion of my premium.

I look forward to hearing from you.

Sincerely, 

Name of Policy Holder

Sample 2 – Home Insurance Cancellation Letter

DATE

BAC Home Insurance
ATT: Cancellations Department
143 Home Insurance Way
Columbia, VA 21061

Re: Cancellation of Policy #3333456

To Whom It May Concern:

This letter is to request you to cancel my home insurance policy #3333456 effective [DATE]. Please send me a written confirmation of this cancellation within 30 days upon receiving this request, refund the unused portion of my premium and stop charging the premium following the cancellation date. 

Thank you for your time and prompt attention to this letter. 

Sincerely,

Signature
Luke Jackson
234 Blue Lane
Livingston, NJ 08086

Sample 3 – Home Insurance Cancellation Letter

DATE

Name on Policy
Address of Policy Holder
City, State, Zip

ABC Insurance Company
Address of Company
City, State, Zip

ATT: Cancellations

RE: Home Insurance Policy #

Please accept this letter as a formal request to cancel the referenced home insurance coverage, to whom it may concern. Please halt all premium payment debits or charges. I’d like formal confirmation of the cancellation, as well as the refund of any premiums. 

This action must be taken within the 20 days of receiving this letter. Thank you for your time and prompt attention to this letter. 

Sincerely, 

Name of Policy Holder