[Sample] Short Sale Hardship Letter

Learn how to write a short sale hardship letter. Use our sample short sale hardship letter as a template for your hardship letter.

Short Sale Hardship Letter Sample

[Your Name]
[Your Address]
[City, State ZIP Code]


[Name of Lender]
[City, State ZIP Code]

Subject: Hardship Letter for Short Sale

Dear [Lender’s Name],

I am writing this letter to request your consideration for a short sale on my property. Due to unforeseen circumstances, I am no longer able to afford my mortgage payments and have fallen behind on my loan.

[Explain your hardship in detail. Be honest and concise. Provide specific information about the events or circumstances that led to your financial difficulty. Some common examples of hardship include loss of income, job loss, illness, divorce, death of a family member, or natural disaster.]

I have explored all possible options to keep my home, including loan modification, forbearance, and refinancing. However, none of these options have been successful, and I am left with no choice but to request a short sale.

I understand that a short sale may not be the ideal outcome for your company. However, I believe it is in the best interest of both parties to move forward with this option. I am committed to working with you to ensure a smooth and timely sale of my property.

[Provide any supporting documentation, such as proof of income, bank statements, tax returns, or medical bills, to help support your case.]

I appreciate your consideration in this matter and hope to reach a resolution that benefits both of us. If you have any further questions or require additional information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address].

Thank you for your time and understanding.


[Your Name]