The best way to explain why your account is in arrears is to write a medical hardship letter.
They may be used by lenders to assess whether or not to provide assistance in the form of reduced, deferred, or suspended payments. Use our medical hardship letter sample as a model for your own letter.
Medical Hardship Letter Sample
Your Name
Your Address
City, State, Zip Code
DATE
Recipient’s Name
Recipient’s Address
City, State, Zip Code
Dear Name of Recipient,
The purpose of this letter is to formally request a settlement for the medical bills I owe your hospital.
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I regret that I am unable to pay the bill in full at this time because my monthly income has been greatly reduced after the automobile accident in which I broke both of my legs.
I am requesting a payment plan of $100 per month until the time that I am able to continue working and receiving my usual salary. The rehabilitation may take from six to nine months.
At this time, my income is $ and I have a home mortgage of $ to pay. I will pay by check on the 15th of each month beginning DATE.
If this is agreeable to you, kindly send me a letter stating the repayment details as I have described.
I can be reached at 555-123-4567 or a Name@email.com, and I would be happy to talk to you and give you more details at any time.
Sincerely,
Signature
Printed Name
List of Enclosures
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