Minor Car Accident Settlement Letter [Samples]

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Learn how to write a minor car accident settlement letter. Use our sample minor car accident settlement letters as templates for your car accident settlement letter.

Sample 1 – Minor car accident settlement letter

Jonathan Holmes
7600 Old Church Way
Cleveland, Ohio 49875


State-Wide Insurance
2399 Slate Ridge Blvd.
Reynoldsburg, Ohio 43068

To Whom It May Concern;

Our [MAKE, MODEL AND YEAR] was in an accident on [DATE]. My wife, Susan, was driving at the time. 

She was traveling East bound on Brice Rd. in Reynoldsburg when a man ran a red light and smashed into the back end of our car. She had to be taken to the ER where she suffered a broken right arm.

The repair estimate to fix our car is [AMOUNT]. The medical bills from Susan’s injuries are [AMOUNT]. Together with her pain and suffering, we are asking for a lump sum of [AMOUNT] to settle this matter. 

Susan will have to take sometime off work to heal and this has been a horrible event for her to deal with. Depending on how the arm does, we could be looking at surgery.

Our goal is to settle this matter quickly and efficiently. We have attached the police report, as well as supporting statements from 2 witnesses. 

Susan was not at fault and was driving along minding her own business. We look forward to solving this matter quickly.


Jonathan Holmes
List of Enclosures: police report, repair bills

Sample 2 – Minor Car Accident Settlement Letter

Your Name
Your Address
City, State, Zip Code


Name of Insurance Adjuster
Name of Insurance Company
Address of Insurance Company
City, State, Zip Code

RE: Claim letter for car accident for claimant number [INSURANCE NUMBER]

Dear [Name of Agent]:

This letter accompanies my formal claim to cover the cost of repairing my car [MAKE, MODEL AND YEAR], after a car, [MAKE MODEL AND YEAR] ran into my parked car damaging the rear end. 

My car was parked by the curb in front of my house at the above address, when [NAME OF DRIVER] failed to stop and crashed into the back of my car. 

I bought my new car last year and planned to keep it for at least 10 years. I called the police and have included their accident report with my claim request forms.

I am hoping to get a financial settlement from the at-fault driver’s insurance company, but I need my car for work, so I had it repaired as soon as I could. In spite of this, I still missed five days of work. 

I have included the bills for repair and request that you pay out the amount of [AMOUNT] for the repairs and loss of pay. When I receive compensation from the other insurance company, I will repay the amount.

Please respond within 30 days after receiving this letter. I can be reached at [Phone Number] or at [Email Address].


Your Signature
Your Printed name
List of Enclosures: police report, repair bills

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