Account Closure: Sample Letter for Deceased Credit Cards

Closing a credit card account after the death of the account holder is important to prevent fraudulent activity on the account and to ensure that the credit card company does not continue to bill the account holder’s estate for any remaining balance. 

It is also important to close the account to prevent any unauthorized use of the credit card by family members or other individuals.

How to Write a Sample Letter to Close a Credit Card Account After Death 

When writing a sample letter to close a credit card account after the death of the account holder, it is important to include specific information to ensure that the account is closed properly. 

Here are the steps to follow when writing a letter to close a credit card account:

Step 1: Gather Information 

Gather all relevant information related to the credit card account, including the account number, the name of the account holder, and the date of death.

Step 2: Format the Letter 

Format the letter like a formal business letter, with your name and contact information at the top, followed by the date and the recipient’s name and contact information.

Step 3: State the Purpose of the Letter

Begin the letter by stating the purpose of the letter, which is to request that the credit card account be closed due to the death of the account holder.

Step 4: Provide the Account Information 

Include the account information, such as the account number, the name of the account holder, and the date of death.

Step 5: Request Account Closure 

Request that the credit card account be closed and that no further charges be made to the account.

Step 6: Provide Contact Information 

Include your contact information, such as your name, phone number, and mailing address, in case the credit card company needs to contact you for additional information.

Step 7: Provide Documentation, if Required

If the credit card company requires documentation to close the account, such as a death certificate or letter of testamentary, include this information in the letter.

Step 8: Sign and Date the Letter 

Sign and date the letter to indicate that you are the authorized person to request the closure of the account.