HOW TO WRITE A LIFE INSURANCE CANCELLATION LETTER (WITH SAMPLES)

Below are sample cancellation letters for a life insurance policy. It is recommended that the letter be sent by certified mail, so the policy holder has proof that the life insurance company received it on a specific date. 

This proof will hold up in court if there is a serious disagreement about the cancellation. The policy holder should save a copy of the letter and any other correspondence they have with the life insurance company. 

Sample 1 – Life Insurance Cancellation Letter

April  26, 2019

Nancy Chicago
2345 Trowbridge Road
Lafayette, CA, 86709

XYZ Insurance Company
346 Pine Street
Philadelphia, PA, 19007

ATT: Cancellations

RE: Life Insurance Policy #345762
 
Please consider this letter as a formal request to cancel the referenced life insurance policy. Please stop all debits or charges for premium payments. The effective date of policy cancellation is 05/01/2019.
 
I am also requesting written confirmation of the cancellation and the return of any premiums. The cash value of the policy should also be sent with any returned premium. This action needs to occur within a period of 30 days from the receipt of this letter.

Sincerely,

Signature
Nancy Chicago

Sample 2 – Life Insurance Cancellation Letter

April 27, 2019

Global Life Insurance
Cancellation Department
7634 Virginia Street
Columbia, MD 21097

Re: Cancellation of Policy Number: 675432

To Whom It May Concern:

This letter is to inform you I wish to have my I my life insurance policy referenced above cancelled effective (05/01/2019). 

Please send a written confirmation letter to me within 30 days after the cancellation takes effect. Please refund any and all unused portion of my premium. 

I look forward to hearing from you.

Sincerely, 

Pam Grier
231 Versailles Ave.
Oakland, CA 34567

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