Sample Loan Adjustment Request Letter for Auto Loan

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Learn how to write a loan adjustment letter for auto loan. Use our sample loan adjustment letter for auto loan as a template for your loan adjustment letter.

Sample Loan Adjustment Request Letter For Auto Loan

Your Name
Your Address
City, State, Zip Code



Name of Lender
Name of Lending Institution if Applicable
Address of Lender or Institution
City, State, Zip Code

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RE: Request adjustment of my automobile loan

The aim of this letter is to reduce my automobile loan payments from AMOUNT to AMOUNT for the next six months.

When I got the loan, my income was AMOUNT, but because of an illness, I lost my part-time job, so my income is only AMOUNT today. I have enclosed my medical report that clearly shows I was hospitalized for four days.


I am fully recovered from my illness and plan to get another part-time job to supplement the income from my work-at-home job.


For the past two months, I have used my savings to maintain my car loan payments, but my savings account is almost empty.

I believe I can continue to make full payments in about six months starting on DATE if I can have some reduction in the amount I pay during that time.

I request to reduce my payment by $150 from $400 per month to $250 per month for six months starting on DATE and ending on DATE. As of DATE, I will continue to pay the full $400 per month.

Thank you for considering my request. I can be reached at Phone Number or at Email Address if you have any questions or require any more documentation.


Your Signature
Your Printed Name
List of Enclosures: Medical report

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