Free Loan Request Letter to Employer (Sample)

Learn how to write an employer a basic loan request letter. Use our sample loan request letters as a starting point for your own.

Sample 1 – simple Loan Request Letter To Employer

Your Name
Your Address
City, State, Zip Code

DATE

Name of Employer
Address of Employer
City, State, Zip Code

RE: Request for loan to be repaid from my salary

Dear Name of Employer:

This is a formal request for a loan of $1500 to be repaid with a deduction from my salary each month. I would like to repay the loan within 12 months. I require the money to pay for renovations to my home.

After a plumbing emergency, the carpet in my living room, dining room and one bedroom was ruined beyond repair. The estimate from the contractor is $1500 to lay new carpet in three rooms.

The carpet has begun to mold, and is considered unhealthy as it pollutes the air. My wife and I have moved in with my mother until we can get the carpet replaced. 

I have enclosed the contractor’s estimate, the mold assessment from the county health department and the required loan forms.

The loan will be repaid with installments that can be deducted from my salary every month until the loan with interest is repaid. I can be reached at Phone Number or Email Address to discuss the terms of the loan.

Thank you for considering my emergency situation.

Sincerely,

Signature
Printed Name
List of Enclosures

Sample 2 – simple Loan Request Letter To credit union

Your Name
Your Address
City, State, Zip Code

DATE

Name of Loan Officer
Name of Credit Union
Address of Credit Union
City, State, Zip Code

RE: Request for loan against my regularly deposited salary

Dear Name of Loan Officer:

I have had a savings and checking account in [Name of Credit Union] for the past eight years, and my salary has been regularly deposited in my account for the last five years. I have never had an overdraft, and there is always a good balance in my savings account.

Based on my stable financial situation, I am applying for a loan for the amount of $10,000 to make repairs on my home. It is imperative that my roof be replaced within the next three months before winter starts. 

I have enclosed the estimate from the contractor for the repair job as well as photographs of the damage to my home from the leaks in my roof. 

I would like you to regularly deduct the loan payments so as to repay the loan in 12 months.

I have also enclosed the completed forms required by the credit union for this type of loan. I can be reached at [Phone Number] or [Email Address] if you have any questions. As my situation is urgent, your prompt approval of my request would be appreciated.

Thank you for taking the time to consider my request.

Sincerely, 

Signature
Printed Name
List of Enclosures

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