Strong Demand Letter for Payment Sample

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The letter should be sent by registered mail, so the lender has proof of sending and receiving. It could also be sent by fax if there is a confirmation of receipt. These receipts should be kept. 

Copies of any contracts, letters of agreement, receipts or invoices that are connected to the loan should be attached to the demand letter.

Clear Description

A clear description of the situation should be stated in the beginning of the letter. Next the letter should state exactly what the borrower wants. 

If the letter is to get a loan repaid, the lender should state a specific amount of money and give a reasonable due date when they expect the amount to be paid. At this point, it can be stated that if the demands aren’t met, the lender will take the next step and go to court.

Strong Demand Letter for Payment Sample

February 8, 2019

Jerry Brown
345 11th Street Apt. 45
Fairfield CA, 94554

Eric Stone
8009 Mountain Blvd.
Fairfield CA, 94554

Dear Mr. Stone,

This letter is in regards to a loan that I made to you in the amount of $800 on June 4, 2018 for the down payment of your new van. At that time, we agreed that this loan was to be paid in full by December 4, 2018. 

As of today, February 8, 2019, you have not given me any payments towards this loan. It has been one year since the loan was to be repaid in full. I request that, on the receipt of this letter, you repay the amount in full.

If I do not receive payment in full before the end of this year, I reserve the right to take further legal action to recover the amount of the loan without further notice to you. 

This letter may be given in evidence in court of your failure to pay. If it becomes necessary to go to court, I will expect you to pay the applicable interest, filing and attorney’s fees, and any other related costs.

I will be happy to answer any questions you may have if you call me at 555 1234.

Your immediate attention to this matter will be appreciated.



Jerry Brown
List any attachments

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