How To Remove Bankruptcies From Credit Report

If a bankruptcy was recorded incorrectly or contains mistakes, you may be able to have it removed by submitting a dispute. Otherwise, you’ll have to wait until your bankruptcy discharges your report on its own, which can take up to seven years for a Chapter 13 bankruptcy and ten years for a Chapter 7 bankruptcy. This does not, however, mean that your credit score will be low for the foreseeable future.