How To REMOVE Hard Inquiries From Credit Report For FREE!

Hard inquiries are a type of credit check that occur when a lender or creditor checks your credit report as part of a credit application process. Hard inquiries can have a negative impact on your credit score, as they indicate that you are seeking new credit.

If you have hard inquiries on your credit report that you believe are incorrect or unauthorized, you can try to have them removed for free by following these steps:

1. Review your credit report. Obtain a copy of your credit report from one of the major credit bureaus (Experian, Equifax, or TransUnion) and review it for any hard inquiries that you do not recognize.

2. Contact the creditor or lender. If you find a hard inquiry that you do not recognize, contact the creditor or lender to find out more about the inquiry. They should be able to provide information about why the inquiry was made and how to dispute it if necessary.

3. Dispute the hard inquiry. If you believe the hard inquiry is incorrect or unauthorized, you can dispute it with the credit bureau. You can do this online, by phone, or by mail. You will need to provide information about the inquiry and any documentation that supports your dispute.

4. Follow up with the credit bureau. After you have disputed the hard inquiry, follow up with the credit bureau to make sure that it has been removed from your credit report. You can do this by checking your credit report again or by contacting the credit bureau directly.

It is important to note that it may not be possible to remove all hard inquiries from your credit report, as some may be accurate and legitimate. However, if you are able to successfully dispute an incorrect or unauthorized hard inquiry, it may be removed from your credit report, which can improve your credit score.