Why Retirees Struggle with the First Year of Retirement

We all put in a lot of effort to get ready for retirement. We do everything we can financially to make these years truly golden – we save, invest, and plan. While striving toward financial independence is a worthwhile and necessary goal, don’t forget to plan for your newfound personal independence as well.

So, what will you do if you don’t have anyone else to plan your days for you? While many of us fantasize of having infinite freedom, happiness, and purpose, the reality is that some people struggle to adapt from a regimented to a completely unstructured lifestyle.