Personal Loan Repayment Letter [Sample]

Learn how to write a personal loan repayment letter. Use our sample personal loan repayment letter as a template for your repayment letter.

Sample Personal Loan Repayment Letter

[Name of Borrower]
[Address of Borrower]
[City, State, Zip Code]


[Name of Lender]
[Company of Lender if applicable]
[Address of Lender]
[City, State, Zip Code]

RE: [Repayment of personal loan]

Dear [Name of Lender]:

This letter is a formal acknowledgement of the final payment of my personal loan for [AMOUNT] made on [DATE]. 

Enclosed please find a check for [AMOUNT] that is the last payment due. Kindly note that according to our loan repayment agreement the loan should be paid in full on or before [DATE], and that this payment is made on [DATE].

Therefore, my loan is paid in full according to the payment agreement terms, and I request that you acknowledge that the loan is fully repaid by signing an enclosed copy of this letter and returning it to me. 

If you have any questions, I can be reached at [Phone Number] or at [Email Address] any day after [2pm].

Thank you for giving me the personal loan.


[Signature of Borrower]
[Printed Name of Borrower]
List of Enclosures:
Check for AMOUNT
A copy of this letter to be signed and returned to the borrower

[Place for the signature of Lender]
[Printed Name of Lender]